In This Article
What To Expect
Programs Available
 Pell Grant
 Education Grant
 Work-Study
 Stafford Loan
 Tuition Fee Waiver
 Book Fund Program
 Veteran Education
 Veteran Assistance
 Workforce Act
Resources and Links
 
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Financial Aid
Financial Aid Handbook
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Adult Division Financial Aid

Miami Lakes Educational Center offers several programs of financial aid to assist students in meeting educational goals. A Financial Aid Officer is available to assist day and evening students.

What Can Students Expect to Receive?

The amount of financial aid students will receive depends on financial needs. Financial need is the difference between educational expenses and what the family can reasonably expect to pay. The amount the family can contribute is derived from the "Application for Federal Student Aid". Funds from the Federal Stafford Loan Program, Federal Supplemental Education Opportunity Grant and Federal College Work-Study Program programs are awarded based on the student's needs. Eligibility for the other programs are determined by offices or agencies other than the Financial Aid Office. The Financial Aid Office will give the student an award letter listing the type and amount of aid he or she can expect to receive. All application forms are available from the Financial Aid Office.

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Programs Available

The following Financial Aid programs are available at Miami Lakes Educational Center:

Federal Pell Grant Program
Federally funded grant awarded by the United States Department of Education to students who demonstrate financial need. The Pell Grant is available to students who enroll in an eligible program and meet all other requirements set by the Department of Education.

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Federal Supplemental Education Opportunity Grant
A federally funded grant awarded to students who demonstrate significant financial need. Awards are calculated by the Financial Aid Office and are determined by need and availability of funds. Students must also apply for a Pell Grant for the same academic year. Awards for a full academic year may vary, depending upon the amount of funding available.

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Federal College Work-Study Program
A federally funded program designed to provide jobs for students who need financial aid. Students will be paid on an hourly basis and may work up to 20 hours per week. Students are not allowed to work during their scheduled class time. Actual awards will only be made after the student has secured a position and makes a request for an award with the Financial Aid Office. The maximum amount a student may earn will be limited by the FCWSP award. Awards are calculated based on the need and availability of funds. To receive an award, a student must be enrolled in a certificate program for at least 12 hours per week. A student who drops below the 12 hours per week minimum, will not be allowed to work.

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Federal Stafford Loan Program
This program permits students to obtain loans directly from banks, savings and loans and other lending institutions. These loans are available to students who enroll on a half-time or full-time basis. The interest rate may vary but cannot exceed 9%. Repayment will begin 6 months after the student completes the program, or drops below half-time enrollment. Students can borrow up to $2,625 per academic year. Loans will be prorated based upon the length of their selected program.

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Tuition Fee Waiver Program
A tuition waiver is granted to financially needy students. In order to qualify, the student must not be receiving other sources of financial aid from the institution for the trimester. An application must be submitted each term, and the applicant must be able to provide documentation to verify financial need.

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Community Organization Book Fund Program
Scholarships are available to students for the purchase of course related books and supplies. These funds are available due to the generosity of local community organizations. Applications may be obtained from the guidance counselor.

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Veteran Education Benefits Program
If you are a veteran, you may be eligible for Veteran Education benefits. Eligibility generally ends ten years after release from active duty. For additional information please contact the Veteran's Records Clerk in the Student Services Office.

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Veteran Assistance
Veterans may obtain assistance or information concerning matters pertaining to veteran benefits from the Veterans Records Clerk in the Registration Department, Building A. All veterans are notified whether their program of study has been approved by the State Approving Agency. Veterans are permitted to receive veteran benefits only for the length of time approved for their course by the State Approving Agency.

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Workforce Investment Act
A federally funded grant available to economically disadvantaged students. These funds provide for tuition and books. Students are referred to an intake center where they complete the necessary applications. This program is coordinated through the Department of Labor and Employment Security.

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Resources and Links

Disclaimer
Federal Trade Commission's Scholarship Scams Information
 
Unfortunately, in their efforts to pay the bills, many students and their families are falling prey to scholarship scams. The FTC cautions students on how to recognize a scholarship scam.
 



Disclaimer
Department of Education Student Financial Assistance
 
The Student Financial Assistance Programs are the largest source of student aid in America, providing over $60 billion a year in grants, loans, and work-study assistance. Here you'll find help for every stage of the financial aid process, whether you're in school or out of school.
 
Department of Education Student Guide to Financial Aid
 
The Student Guide is the most comprehensive resource on student financial aid from the U.S. Department of Education. Grants, loans, and work-study are the three major forms of student financial aid available through the Department's Student Financial Assistance office. Updated each award year, The Student Guide tells you about the programs and how to apply for them.
 
Free Application for Federal Student Aid
 
To complete the Free Application for Federal Student Aid, click the link or the image. Follow the directions listed on the FAFSA web page. You may be required to include Miami Lakes Educational Center's Federal School Code: 016400
 


Disclaimer
The GI Bill Website
 
The GI Bill Website provides information and links to veterans seeking educational assistance. There is an electronic application form, listing of education benefit programs, online education forms and more. You can also try the Department of Veterans' Affairs.


Disclaimer
Department of Labor's Employment and Training Administration
 
The Employment and Training Administration provides information on educational assistance and information for Adult Training Programs, One-Stop Centers, Indian and Native American Programs, H-1B Technical Skills Training Grants and Laid-off Workers.




Disclaimer
To search for scholarship sources, click on the following links:

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